Legal use of our website
Karter Margub & Associates c.c. has a strict policy for handling customer information. The information you provide to Karter Margub & Associates c.c. is confidential and protected to the fullest extent possible. Karter Margub & Associates c.c. will not disclose or distribute customer information to third parties without prior written consent by the customer.
For complete details, please review the following policies:
Terms of Use
Welcome to the Karter Margub & Associates c.c. Web site (the “Site”). By accessing this Site, you agree to be bound by the terms and conditions below (the “Terms”). If you do not agree to all of the Terms, please do not use the Site. Karter Margub & Associates c.c. may from time to time modify or revise the Terms by updating this Web page. Your use of our Site following any such change constitutes your agreement to follow and be bound by the Terms as changed. If any change is unacceptable to you, your only recourse is to terminate your use of the Site.
Privacy
It is our policy to respect the privacy of individuals who visit the Site or provide Comments to us. Our privacy policy (the “Privacy Policy”), is incorporated herein by reference. By accepting these Terms, you expressly consent to the use and disclosure of your personally identifiable and other information as described in the Privacy Policy.
Miscellaneous
These Terms are governed by and shall be construed in accordance with the laws of the Gauteng without giving effect to any principles of conflicts of law. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. These Terms are effective unless and until terminated by Karter Margub & Associates c.c..
POPIA
Our plan of action for the protection of your personal information “POPIA”.
Listed below we have set out to describes how we collect, use, disclose, and store your personal information.
APPLICATION
This policy applies to you when you visit our website as stated above, use our application, or order our products or services as a customer.
PERSONAL INFORMATION
Scope. Your personal information may includes information we collect:
- automatically when you visit our website or use our services;
- accept on registration or submission;
- obtain through an order; or that you provide voluntarily.
It excludes anonymous, de-identified, statistical, and public information.
Your obligations. You may only send us your own personal information or someone else’s personal information if you have their permission to do so.
ACCEPTANCE AND CHANGES
Acceptance. You may not order any of our products or services if you do not accept this policy or any changes to it.
Changes. We may change this policy at any time and will notify you of the changes on our website or by email. The changed policy applies to you if you continue using our website, or our products or services following the notification.
Collection
Automatically through website. When you visit our website, we could automatically collect your Internet usage information (including your IP address, browser details, and usage information) through your browser, which we may use to display our website correctly, track your activities on it, through analytics software and other technologies, which we may use to optimize our offering to you, or for other necessary marketing purposes.
On registration or submission. We may ask you to provide us with certain identifying information (including your first name, surname, phone number, address and email address) when you register on or otherwise submit information through our website or newsletter subscription for the first time.
Through an order. We ask you to provide us certain products or services information when you order our products or services.
Voluntarily. We may ask you to provide us certain optional information on a voluntary basis.
Consent to collection. We will get your consent to collect your personal information in accordance with applicable law when you provide us with it.
Purpose for collection. We may process the information that you provide to us for the purposes that you indicated when you agreed to provide it to us. Processing includes gathering your personal information, disclosing it, and combining it with other personal information.
USE
Processing. We may process your personal information to fulfill our obligations to you.
Cookies. We may place small text files on your device when you visit our website that allow us to provide you with a personalised experience by associating your personal information with your device. They let us remember your preferences, allow third parties to provide services to you, and otherwise serve useful purposes for you. Your internet browser generally accepts them automatically, but you can often change this setting or delete them manually. However, we won’t be able to provide you with access to certain aspects of our website where cookies are necessary if you do so.
Messages. We may use your identifying information to send you administrative and update messages about our website or application.
Promotional messages. We will not send you promotional messages unless you have chosen to opt into them. But, we may send you one message asking you to opt into promotional messages without you having opted into promotional messages.
Targeted content. We may use your personal information to provide you with targeted content through our website or newsletter subscription in a completely automated process.
Recording calls. We dont record or monitor any telephone calls at the moment but may in the future, unless you specifically request us not to.
DISCLOSURE
Sharing. We may share your personal information with third parties for the purposes of fulfilling our obligations to you, including with:
- other companies or divisions within our group;
- our contractors who help us meet our obligations to you, including those that help us understand your personal information; or
- obtain through an order; or
- any third parties as required by applicable law.
Honour this policy. We will require anyone that we share your personal information with to honour this policy whenever possible in terms of applicable law.
Mandatory disclosure. We may disclose personal information to third parties if required for legal reasons, such as if required by the relevant authorities or a court order.
Marketing purposes. We may disclose aggregate statistical information that we derive from your and other people’s personal information to our advertisers or business partners.
Personnel. We may need to disclose personal information to our personnel to do their jobs, but will not do so unnecessarily.
Change of ownership. We may assign our rights to the personal information we process to our new owners if our ownership changes for any reason.
SECURITY
We take the security of personal information very seriously and always do our best to comply with applicable data protection laws as set out in South Africa. Our hosting company will host our website in a secure server environment that uses a firewall and other advanced security measures to prevent interference or access from outside intruders. We implement disaster recovery procedures where appropriate.
STORAGE
Access. You may ask us to provide you with a description of the personal information that we hold on you, correct or update it or delete it (provided that we do not need it to fulfill our obligations to you or an applicable law does not require us to keep it). We will take all reasonable steps to verify your identity before doing so. We may charge a fee to recoup our costs associated with this request if there is a cost to us associated with it and provided that any applicable law allows us to do so. Please contact us with your name and any other information needed to identify you correctly if you want access to information or want us to correct, update or delete it.
Accuracy. We will do our best to keep your personal information that we collect accurate, complete, and up to date.
Participation. We may ask you to update your personal information from time to time, but will take steps to verify your identity to prevent unauthorised access when doing so.
Retention. We will only keep your personal information for as long as is necessary to fulfill our obligations to you, unless you have given us permission to keep it longer or if we are otherwise legally obligated to do so by law.
Transfer. We may transfer your personal information outside of the country in which it was collected to a foreign country. You consent to us processing your personal information in a foreign country with less stringent data protection laws than the country in which it was collected.
GENERAL
Updating or removing. You may update or remove your personal information at any stage:
- through our website/newsletter subscription; or
- by contacting us directly with your instruction.
Limitation. We are not responsible for anyone else’s privacy policies or practices.
POPI
Karter Margub & Associates c.c is fully POPIA Compliant and will amend it’s policies as and when new law is promulgated by The Republic of South Africa
Inquiries. Please contact us by email if you have any questions about this privacy policy or how we handle your personal information.
